Clearly, alongside this is the very legitimate concern--even for those who are insured--that it may be best not to report a condition to your doctor because you may want to change insurers at some time in the future, or upgrade your coverage. So, if right now you are figuring on using your crappy, high-deductible policy in case of a heart-attack or the like, you find yourself in a strange pickle. It may very well be better for you not to be checked or treated for high blood-pressure or arteriosclerosis as those findings may make it impossible for you to change insurers down the road. To say nothing about other conditions. Health insurance is just one of many examples of how "free enterprise" as it is practiced in the USA is neither free nor in the best interests of American citizens. ABN
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How insurance companies dig up applicants' prescriptions—and use them to deny coverage
July 23, 2008
by Chad Terhune
That prescription you just picked up at the drugstore could hurt your chances of getting health insurance.
An untold number of people have been rejected for medical coverage for a reason they never could have guessed: Insurance companies are using huge, commercially available prescription databases to screen out applicants based on their drug purchases.
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By US standards...
none of these people would be able to get insurance: one in five members of the British Parliament has suffered from stress-related mental health problems.
Also, consider the
Also, consider the excellence of the health insurance policy members of Congress voted for themselves, not to mention retirement benefits. Then ask yourself, how can a body that behaves with such a conspicuous lack of ethics be expected to do anything to fix the system used by most Americans? What is needed is not so much health insurance reform or "new" leaders in Congress, but an entirely new way of doing the government's business.